Theres another fine mess QE has got us into
11 October 2011
Quantitative Easing is meant to boost growth by increasing investors' risk appetite?


Pensions Deficit Tops £300 Billion for FTSE 100 Companies
More than £300 billion is needed by pension scheme trustees of FTSE 100 companies to plug deficits in their schemes more than double the estimated aggregate deficit of £130 billion at the start of the year, according to new estimates.

State Pension Payment Alert   
About a quarter of a million people who make voluntary National Insurance contributions (NICs) each year should think again, the government has said.

 
Final Salary Pension Cuts   
A large pension consultancy firm – Aon recently announced that it plans to cut its contributions to its workers' pensions.
 

 

Expert Pension Advice

We are pension professionals providing expert advice on pension matters such as Pension Release or Pension Unlocking, Pension Transfers and Phased Retirement, Company Pensions and Group Pension, Annuities and Pensions in Divorce.

Expert pension advice has never been more important especially with Pension Release or Pension Unlocking for those aged between 55 and 62 wanting to Release or Unlock tax free cash from their pension.

Pension Release

Pension Release allows you release cash from your pension. Pension Release or Pension Unlocking allows those aged 50 or over to withdraw up to 25% of their pension fund tax free. Pension Release allows you to take an income now or leave it until later. There is no need to retire and you can carry on making contributions to your pension if you wish. Pension Release is flexible and available now.

 

Pension Transfer

Expert advice on transferring pension benefits from one (or several schemes) pension scheme/s to another (or several other) scheme/s.

Phased Retirement

Are you approaching retirement but don't want to commit to buying an annuity? Talk to us about phased retirement.

Annuity

The best annuity rates are not usually those offered by your own pension provider. Make sure you check the open market option first. Get instant access to the best quotes for:

Corporate Pensions

Company pension schemes are a speciality for us. We recognise that most people responsible for making decisions about company pension schemes are very busy and their time is valuable. That is why you should speak to us. Our pensions experts will get to the point quickly offering tailored solutions based your specific pension requirements. Talk to us about your;

Pensions are one of the most complex areas of financial planning and we believe that when you need advice about your pension arrangements, it should be expert and independent. The pension advice you get from us will be both "Expert and Independent"

Our advisers have over 50 years industry experience between them and we provide a pension transfer specialist on site. Our direct with FSA registration means you can be sure that you are in safe hands.

Pension Zone also review advice which you have already been given by other advisers but which you may be concerned about. For example: you may have been advised to take tax free cash from your pension early which may be right for some people but we are aware that many others may have been advised to do so inappropriately. If you have doubts about the pension advice you have been given and require a second opinion, speak to us now.

We believe in access to specialist pension advice without concerns about cost. Consequently, all of our clients have the opportunity to receive an independent, FREE no obligation pension review report.**

Payment options available to clients for advice and services are either in the form of a fee or by commission from a product or service provider should a transaction occur. Choosing the commission option means no transaction - no commission - no charge.

** With the exception of “review of advice” cases where a minimum fee of £350 will be charged. However this may vary depending on the complexity of the pension advice case.
 

Pension Zone 3 Station Road, Borough Green, Sevenoaks, Kent, TN15 8ER     Telephone. 0800 294 2300   Fax. 01732 881213    Email. dmcclure@aaltd.co.uk,mikehardyifa@gmail.com,mhardy@aaltd.co.uk
Authorised and Regulated by the Financial Services Authority FSA No.402725 Registered Address: 3 Station Road Borough Green Sevenoaks Kent TN15 8ER. Registered in England. Registration No.3694074